Monday, December 22, 2014

If the price expensive items like cars, not the water purifier is different story. Granger 3 years

Car, buy ride? Borrowing ride? Rational choice?
One of these days is the preferred consumer code 'rental'. Water purifier, bidet, etc. The common items purchased as a rental. For example, pays a monthly fee for 20,000 can receive services while using the latest water purifier filter replacement. Three years later, may be reserved. Therefore, rental is not to buy a product differ from those contained management services. Only three years the total fee is 72 yuan, if the water purifier price 600,000 consumers self cooking center will have been living for the administrative services of purifiers 3 years to 12 million won. Technically, the total after calculating the present value of the three-year fee should be compared with the price of water purifiers, but to do so while those who rent a water purifier is minimal.
If the price expensive items like cars, not the water purifier is different story. Granger 3 years 3 years rent monthly gross rent agreement self cooking center with HG 240 810,000 in 2916 is ten thousand won. It does not make a purchase price (2976 US dollars) and large differences in HG 240. So that not even the ownership purifier to pay a lot of money as before. At first glance, no rent is too expensive, I think you do not use these services, car rental demand is increasing every year. Any ideas? Just because they take advantage of the discounted present value method.
First, you need to know to buy a car lease and rent any difference. Leases (operating lease) and rent is 36 months, 48 months, 60 months, including how to use the car as a long-term self cooking center lease. After the lease period ends, you may pay a pre-agreed residual value and seek to transfer ownership of the vehicle. Need not be a consumer fee is taken out at the time of initial purchase, debt purchase, you must pay the registration fee and take calculated self cooking center according to the residual value (the value when the remaining useful life of the asset when it). The difference between leasing and rental companies are paid a premium, and that it provides a regular vehicle maintenance services. In addition, even if the gasoline-only models are available self cooking center for LPG fuel. Unhaengja glass to a long lease and is not even because, unlike annual commitments distance.
Lease and rental costs are referred to the price of Company A. Grandeur HG 240 model car lease is also mentioned earlier, and the initial purchase price is only 2976 yuan. The ratio of the lease is 36 months if Company A month 727,800, 657,900 May be the case is 48 months. If the monthly rent 811,800 self cooking center 36 months, 48 months 729,080 May be the case. Why rent is more expensive than leasing is that it contains a non-costs such as insurance, maintenance services.
All lease or rent the longer the lease period, the lower the monthly fee. Although a number of factors, one of the most important factors in determining the difference between the monthly fee is the residual value (the value of the vehicle after the lease or rental agreement expires). Easy monthly fee includes the cost of depreciation of the vehicle in addition to the service provider. The higher residual value of the planned total depreciation cost is lowered even lower fees that the total burden.
If the lease is scheduled for 36 months self cooking center residual value is 49%, 48 months 42% 36% 60 months. Due to the nature of the depreciation initial one, while the rate of one and two-year high, after 3 years sanggakryul is gradually reduced. Some things, whether it is used as it had the new prices are dropping sharply thereafter is the same principle gradually self cooking center lowered the price drop. Therefore, the rental period is also lowered depreciation Easy As per a long-term low monthly fee.
Giving an advance fee or a percentage of the rental car when the lease reduces the monthly fee. If the 36-month lease for 10% of the 2.976 million won inside the car, the lower the initial cost of a monthly advance fee is 98,000. If the 36-month self cooking center rental and smaller monthly fee of 94,600 every time down payment of 10% increase. In this case, the lease obtained the discount rate applied monthly fee 2,976,000 principal amount of 12% in three years, rent will be calculated at 9.4%. These include the companies that are included self cooking center on the lease and rental yields expected. self cooking center
Purchase and Lease Before we look at the present value discounted laws, rent, etc. I checked out the characteristics of each purchase method. Lease and rent, but the common denominator in that they are all rent a car, value-added services and expenses principal suppliers self cooking center Are You People Are their differences in accordance with the loan. Rent is also an advantage that jinip LPG vehicles are also available. Rental and leasing expenses, I'm includes the expected return on rental company in accordance with the concepts and advance the degree of residual value. The higher residual value of the planned total depreciation cost is lowered even lower fees that the total burden. The higher the monthly payments discounts according to the advance payment, which means that firms with high expected returns you expect from the lease or rental.
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